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Cash in on the Subprime Meltdown!

Every day we hear about the high number of foreclosures around the country. This has actually been a blessing for our industry. Home sellers are finding that their home values are declining rapidly and the only way to sell their homes fast is to offer owner financing. This has created a huge demand for our services and our associates are raking it in and You can easily do the same. Take advantage of this economic situation and SAVE $50 NOW - Click here to find out how YOU can profit from the mortgage meltdown.
 

"Building Wealth Together"Three excellent reasons to start your note business today!

1. Your earnings potential is unlimited.
Notes are being created at the fastest pace in decades. Now is the time to cash in!

2. We support you every step of the way!
We work together as partners. Our experienced staff not only teaches you how to locate an endless supply of notes we also use our own funds to purchase them.

3. We are an industry leader with an excellent record!
We have been in business for over a decade and are recognized as both a leader in the purchase of notes as well as a leader in training individuals how to succeed in our field.

LIMITED TIME OFFER: RECEIVE OVER $1,000 IN BONUSES Learn more


 

EARN $10,000 PER MONTH BROKERING NOTES

Charter Financial has developed an excellent work at home Business Opportunity that teaches individuals how to broker various income streams.

EXCLUSIVE! DON'T MISS THIS. To ensure your success, we are rolling out our new, fabulous marketing system that drives bullheaded noteholders to sell to you.... and you alone! Available ONLY HERE at NoteInvestors.com for the first time ever, and for a short time only... bundled along with this Business Opportunity. Don't miss this rare chance to build long-term business! See this very special BONUS offer at the end of this description. 

In addition, only NoteInvestors.com bundles this Business Opportunity with a detailed "Action" report that will alert you to a money-making area of the Cash Flow Industry that is virtually untapped, so that you can maximize this opportunity. This special report-- available ONLY from this website-- will describe this particular “niche” for you in detail (what it is, where are the opportunities, how to market, etc.) You will then be able to work directly with Charter Financial (who specializes in this "area of opportunity") who will provide you assistance every step of the way.

When we first started in business, we relied solely on our ability to find notes through our own national advertising. As time passed, we have encouraged brokers to work for us so that we can maintain our profit margins and find many more deals to fund.

Our program focuses on creating a win-win-win situation for you (the broker), your client (note seller), and Charter Financial. The training material covers owner financed mortgages, court settlements, lottery winnings and seller financed business notes. It has been called "the best training manual in the industry."

No previous experience is required; as a matter of fact, our most successful associates have never worked their own business before. We teach you everything you need to know and give you support to ensure your success.

Your new business will be simple and easy to start up. Just follow our easy "steps to success", and you will be making money in a short period of time. 

As a matter of fact, when you place your order now, you will receive INSTANT online access to our training manual so that you may read the materials and begin your business immediately. Everything you need can be found on our "Broker Only" site. We will still send you the printed manual in the time frame you request. This means you can START YOUR NEW BUSINESS NOW!

Read more about our Award Winning Program 

Orders are accepted 24 hours/day

 

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The Charter Financial Business Opportunity
What are the steps to making money with your system?
The Charter Financial Advantage
What do I receive with this Program?
Unconditional Money Back Guarantee
Testimonials
In the News
Company History 

Commonly Asked Questions

Order "Building Wealth Together" NOW

 

Financial success in the note business

"Today is the first day of your new life"

     Congratulations! By reading this, you have taken a giant step in changing your life once and for all. By showing interest in our business opportunity you have shown that you are willing to change your current circumstances and take charge of your life. Perhaps you are working a “dead-end” job with no opportunity for advancement, perhaps you don't have enough time to spend with your family, or maybe you are just looking for something to do on a part-time basis for some extra money. Whatever the reason, you are probably not
content with your life as it is now. That's where we can help. No need to worry- we have helped hundreds of people change their lives for the better and we will work with you to do the same.


We offer a great opportunity for you to own your own home-based business with exceptional earnings potential. You can work this business on a full-or part-time basis. You don't need any prior experience. We will teach you everything you need to know, and we offer you our on-going support. And best of all, you can do this business from the comfort of your home.


What is this great business opportunity?


It is the brokering of owner financed mortgage notes, structured court settlements, annuities, and lottery winnings. There are literally millions of individuals in this country who receive payments over time from one of these types of income streams. Most of these individuals (literally millions) would prefer to have a lump sum of cash now instead of the relatively small amount they receive on a monthly or annual basis. Our company purchases these notes by offering a lump sum of money to the individual receiving payments in exchange for the right to receive their future payments. All that is required of you is to locate the holders of these notes. It is easy and we teach you everything you need to know.

The note brokering business always creates a win-win-win situation for everyone involved. Your client will be happy because now they will have a lump sum of money instead of waiting years to collect their money. We are happy because our investment will offer us a favorable return, and most importantly you will be happy because you will make a great commission on each and every transaction. Our only problem is that we have literally millions of dollars in which to fund these types of transactions but can't find all of them on
our own. We need your help! That's where you come in, The Note Broker (Charter Financial Contract Buyer*).

Once you begin working this wonderful business, you will find that people will be calling or emailing you “asking you” to purchase their notes. This is because people who hold notes usually want to sell them but they don't know whom to sell them to. You will become the person who helps them get the money they are looking for. You will help us because we are looking to purchase as many notes as possible and you will help yourself with a great commission each time. EVERYONE WINS!

*Our Contract Buyers are sometimes referred to as Note Brokers or Brokers.



What does a Charter Contract Buyer do?


A Charter Contract Buyer uses our proven marketing methods to locate individuals who receive payments from privately-held mortgage notes, land contracts, court settlements, annuities and lottery winnings. As a Charter Contract Buyer, you will use our money to offer a lump sum of cash to your clients for the rights to receive their future payments. You are paid the difference between what we offer for the income stream and the price you offer your client. As you will see, our Contract Buyers make great commissions
on every transaction.




Is it easy to make money locating notes?


You wouldn't believe how easy it is to make money in this business. Here is an example: Mrs. Smith would like to cash out the mortgage note she is holding on a home she sold one year ago. Her daughter is starting college in the fall and she needs money for tuition. When Mrs. Smith calls you, all you do is ask her the questions on the easy-to-read Mortgage Quote Sheet that comes with the course and then tell her you will get back to her in a few hours with a quote. You then call, fax or email this information to us and we will tell you how much we are willing to pay for this note. You subtract your commission from our price and then quote Mrs. Smith the new price.

 

Let's illustrate this example:


Property type:

Single Family Residence

Original sales price:

$100,000

Down payment:

$10,000

Original note balance:

$90,000

Interest rate:

10%

Months financed:

360

Monthly payment:

$789.81

Number of payments remaining:

348

   

 In this example, we would pay you $86,910 for this note. Let's say you would like to make $3,000 on this deal. You would then quote Mrs. Smith a price of $83,910. When she accepts, we will help you obtain the necessary paperwork or you can just step aside and we will do all the necessary work to close the transaction. This usually takes 2 to 3 weeks.



Our price

$86,910

Your price to Mrs. Smith

$83,910

-----------

You make

$ 3,000


“Wow! I just made $3,000 on one deal, and
all I did was give you a name.”


     Sound too good to be true? It’s not. Here is an example of someone who has received a court settlement. Mr. Hall calls you and tells you that he was injured in an automobile accident several years ago and will receive payments of $2,000 per month for the rest of his life. He is interested in selling 5 years of payments (60 months). He would like to open a business but needs a lump sum of cash to do so. You tell him you would be happy to assist him in obtaining a lump sum of cash. Once again, all you have to do is ask him a few simple questions from our one-page Settlement/Annuity Quote Sheet that you receive with the course. Then, same as before, call, fax or email the information to us. We will tell you how much we can offer for this payment stream. As before, just subtract what you would like to make and offer Mr. Hall the difference.


Lets illustrate this example:

Our price

$90,000

Your price to Mr. Hall

$85,000

-----------

You make

$ 5,000


In this example you have just made $5,000.



     Once again you have made an outstanding commission for just a few minutes of work. Does this sound too good to be true? It’s not. It only gets better.


The best part of the note brokering business is that you don’t have to sell anybody anything. People will actually call you trying to sell you their note or payment stream. You are the person who can help them get the money they need now.


“Use our money to make yourself wealthy”

     Win the lottery by locating lottery winners who would like to sell their winnings. Many times we hear of people who win the lottery, and we perceive them as being wealthy. This isn’t always the case. Let’s take a look at one lottery winner who won $1,000,000 in a state lottery. That sounds like a lot of money but actually this person (Mr. Ramirez) will receive $50,000 a year for the next 20 years. Still a lot of money, but Mr. Ramirez would like to purchase a $200,000 house in a nice neighborhood. He called a Charter Contract Buyer looking to sell some payments for the $200,000. Our Associate was given a quote of $225,000 for 5 years of payments. The Contract Buyer then quoted Mr. Ramirez $205,000. Mr. Ramirez accepted and our Contract Buyer made $20,000 for less than an hour’s worth of work.


Our price

$225,000

Your price to Mr. Ramirez

$205,000

-----------

You make

$ 20,000



What are the steps to making money in the Cash Flow Industry?


1. Locate note sellers

We give you proven marketing methods to locate sellers of notes. This includes sample ads and letters. You also receive information on how to research courthouse records to locate mortgage holders and individuals that receive payments from personal injury settlements. We also discuss other proven marketing methods that successful Contract Buyers have used to make thousands and thousands of dollars. We will also teach you how to establish a referral base that will continuously give you endless leads.


2. Take down information and forward to Charter Financial


We give you easy-to-follow “quote” sheets (one page each) that contain the exact questions that you will need to ask a note seller about the payment stream. You then call, fax or email the information to our office. We will get back to you with an exact quote of how much we will pay for the note or payment stream. You subtract your commission from that price and then offer the new quote to your client.


3. Client Accepts Offer

You then notify Charter Financial of the price that your client accepted. You may gather the documents that are needed to process the transaction, or if you desire, we will take over the deal from that point on and do all the necessary work to complete the transaction. Either way, your commission stays the same.


4. Deposit your money in the bank

When the deal is completed, we will wire your commission directly into your bank account or overnight you a cashier’s check. You are paid the same day the transaction is completed.


Can anyone do this business?


Yes they can. You do not need a college degree in marketing to learn how to locate individuals who have notes and income streams to sell. You don’t even need a high school education. You just need a desire to succeed. We teach you everything you need to know in order to be successful and offer you our on-going phone and email support. Remember, “When you make money, We make money”.


Can I keep my present job and do this also?

Absolutely. Most people start out on a part-time basis. We will teach you how you can successfully earn additional monthly income working this business just a few hours a week. Many housewives do this business for extra income as well as college students. Also, there are many individuals who come into contact with holders of notes on a daily basis and don’t even know it. We will teach you how to make thousands of dollars by knowing how to identify these individuals. Once again, anyone, regardless of their education or present position in life, can be a successful Contract Buyer.


Can I make a living doing this business?

Most definitely. Many successful Contract Buyers are currently making well over $100,000 per year and working less than 40 hours a week. They all have the flexibility to work when they want and where they want. As you will see in the training manual, all you need in order to operate your business is a home phone or cellular phone. You can do this business anywhere. As a matter of fact, our company purchases notes in all U.S. states. Many successful Contract Buyers work full time, check their answering machines periodically during the day, and make more money from one phone call than most people make in a month.


Will I become an employee of Charter Financial?

No you will not. You will be an independent representative that works as much or as little as you desire. There are no quotas to maintain and no pressure to produce. You will receive a 1099 form for tax purposes at the end of the year.


What will I receive with this Business Opportunity?


1) A Training Manual that is easy to read and understand.
It teaches you everything you need to know to start making money immediately. Nothing is left out. You will learn everything from setting up the business to closing the deal.


2) Contract Buyers’ incentive program.
We will refund to you the price of this course upon the closing of your first transaction with us. Your second transaction will earn you a $250 bonus and your third transaction will earn you a $500 bonus. These bonuses are in addition to your commission.


3) Contract Buyer Support.
We offer the best support in the industry. All of our
members are eligible for the following:

1. Group Tele-Seminars – These “live” telephone seminars are held three times a week
and conducted by our experienced staff members and focus on various topics that will help you with your business. These topics include but are not limited to; simultaneous closings, courthouse research, marketing to FSBO's, networking, and many more valuable topics. These sessions have proven to be very valuable for not only our beginning members but our more experienced members as well.

2. Telephone Support – Speak directly with our experienced professionals

3. Email Support – Available 24 hours a day



4) The Charter Financial Advantage™.
If you prefer, once your client has agreed to your offer, you may provide us with the client’s name, telephone number and accepted price. We will work the deal for you from beginning to end at no charge to you. This is another great benefit to working with our company. This service is free and your commission stays the same.


5) Unconditional Money-Back Guarantee.
You will be given 30 days to look over the materials that are sent to you. If for any reason you are not completely satisfied with the training materials or contents, you may send back the training package in its original condition for a full refund, no questions asked.



How much does the training package cost? And why?


How much would you expect to pay for an opportunity that will change your life forever? There are some training organizations that are teaching the same thing we are for as much as $5,000. These individuals are in the business of making money from “selling information” as opposed to making money from buying notes.

As was stated earlier, we only make money when you do. Why would we charge you an outrageous amount of money just to learn the business? We would prefer you save that money and spend it on promoting your business. 

The money that we receive from the sale of this training package pays for the production of the materials as well as our cost associated with finding associates such as yourself. Remember, you will be refunded the program cost upon completion of your first transaction, so in reality:


THIS PROGRAM IS FREE!


We also offer our unconditional money-back guarantee if you are not completely satisfied with the materials you receive. The point is, we know that this is a legitimate business where you can make excellent full or part-time money. If you decide it's not for you, just return it for a full refund. Our program is an absolutely RISK FREE OFFER.


Act now and receive Free Bonus Materials

If you place your order NOW, we will also send you additional training materials for free. These materials will help you make thousands of extra dollars this year alone. You will receive the following by placing your order now.


Seller-Financed Business Notes*
$99 Value

By placing your order now, we will send you information that will teach you how to locate the hottest cash flow in the industry: Business Notes. This segment of the cash flow industry is virtually untapped. Almost every small business in America is sold using some form of seller financing. We now purchase these notes. There are literally billions of dollars worth of Business Notes in circulation at any given time. Learn how you can make a great living by locating these types of notes. We will teach you the absolute best way of finding an endless supply of Business Notes.

 

*"Business Notes White Paper"- A HUGE Advantage
PRICELESS and Available HERE ONLY at NoteInvestors.com)

When you place your order NOW through this website (NoteInvestors.com), we will also send you a detailed "Action Report" that you can use to get an enormous "head start" and make money immediately in this $30 billion (yes, that is "B" for billion!) market. Gain a real "in-depth" understanding of this lucrative "area of opportunity" that is just now beginning to grab attention. Master the 5 steps involved with locating business notes, and learn the entire process of qualifying, funding and closing deals. Grasp the 2 real "keys to success" that will elevate your status from mere "broker" to that of "insider" in this highly profitable marketplace. Our commitment to you: To help you broker your business note for the best price and handhold the deal until it closes. Emailed to you within 3 minutes of online purchase. AVAILABLE ONLY HERE AT THIS WEBSITE.



Advanced Training Materials
$79 Value

When you place your order now you will also receive additional Advanced Training Materials that will take you to the next level in your note business. You will receive information on doing Simultaneous Closings, Techniques for Courthouse Research for mortgage notes, and information on how to purchase a portion of a note. You will also learn how to process deals that pay you over and over again.

We will teach you how we determine our pricing on notes and you will learn about purchasing “wrap-around” mortgage notes. We will also educate you on the complete process of purchasing a note from beginning to end. If you order now, we will also give you secrets that the most successful Contract Buyers use to make over $100,000 per year in this fantastic business.


CD-ROM “Success Package”
$40 Value

This CD-ROM includes quote sheets, solicitation letters, purchase agreements, applications, and much more valuable and useful information.


First Two Months of Unlimited Support
$20 Value

This support is available via Live Teleseminars, Telephone or Email. You receive the first two months free, and once you complete your first transaction with us you receive lifetime free support. If after the first two months you have not yet completed a transaction with us, then the mentoring is available for the low cost of just $9.95 per month, you may cancel this at anytime. Two months is more than enough time to complete your first transaction.



Order today to receive our complete Award Winning package which includes:


  • Charter Financial's Award Winning Contract Buyer Training Manual




  • Proven Sample Ads


  • These are proven ads that work great for mortgages, settlements, annuities, business notes and lottery winners.


  • Numerous Marketing Techniques


  • We teach you excellent methods of finding note sellers without the cost of advertising.


  • Easy To Understand Quote Sheets


  • Our quote sheets make it easy for a beginning note broker to speak with confidence on the phone with prospective clients.


  • Sample Solicitation Letters for Note Holders


  • We give you proven sample letters that you may mail to mortgage note holders and sample letters that you may mail to attorneys to solicit settlement holders.

 

  • Unlimited Live Group Teleseminars



  • Broker Support via Telephone and Email


  • We will give you the direct toll-free number of our Director of Broker Services. He will answer your questions, give you quotes, and help you process the transaction.


  • Incentive Program


  • Upon completion of your first transaction, you will be refunded the $195 you paid for the course. Upon completing your second transaction, you will receive a $250 bonus, your third completed transaction will earn you a $500 bonus. The incentive program is an addition to your commission.


  • Business Note Program*


  • We will teach you how to cash in on this tremendous opportunity. These notes are very similar to Mortgage Notes and you make your money the same way as with mortgages, determining your own commission on each and every deal.


  • *-"Business Notes White Paper" (Available ONLY HERE from this website)
    We will send you our detailed "Action Report" that will ensure your success in this highly profitable "area of opportunity". We will describe this particular “niche” for you in detail (what it is, where are the opportunities, how to market, etc.) Armed with this valuable "working knowledge", you will then be able to work directly with Charter Financial who will provide you assistance every step of the way with your transactions. Emailed to you within 3 minutes of online purchase. AVAILABLE ONLY HERE AT THIS WEBSITE.


  • Advanced Training Materials


  • When you place your order now, you will receive additional advanced training materials that will take you to the next level in your note business. You will receive information on doing Simultaneous Closings, techniques for Courthouse research for mortgage notes, and information on how to purchase a portion of a note and get paid over and over again from the same deal. You will also learn how we determine our pricing on notes and learn about purchasing "wrap-around" mortgage notes. We will also teach you about the complete process of purchasing a note, from beginning to end. And by ordering now, we will give you the secrets that the professional brokers use to make over $100,000 per year in this fantastic business.


  • CD-ROM Success Package


  • You will be given this CD-ROM which includes quote sheets, solicitation letters, purchase agreements, applications, and much more valuable and useful information.


  • Unconditional 30 Day Money Back Guarantee


  • You will be given 30 days to look over the materials that are sent to you. If for any reason, you are not completely satisfied with the materials or contents, you may send back the package in its original condition for a full refund, no questions asked.


  • And Much, Much More

 



LIMITED TIME OFFER


At the present time we have openings for Contract Buyers due to the hundreds and even thousands of notes that are being created on a daily basis. Our current Contract Buyers just simply can’t keep up with the volume- they are not able to locate all of the notes that are in existence and we are leaving money on the table. Money that all of us could be sharing.

Therefore, we are looking for individuals that want to work from home and who are serious about changing their lives.

To meet our demands, we have discounted $50 OFF the regular price of our award winning program, for a limited time.

ACT NOW and receive the award winning “Building Wealth Together” package for the unbelievably low price of just
$145.


This offer is time sensitive and only available for a limited time. We reserve the right to cancel this offer at any time.



SUCCESS REQUIREMENTS


  • Must have a telephone or cellular phone



  • Desire to succeed



  • Ambition



  • Positive Attitude



  • At least two extra hours per week



  • No Licensing requirements



  • No Computer Necessary



  • Nothing else to buy



ORDER NOW / START NOW!

By placing your order now you will receive INSTANT ONLINE ACCESS to our private "Member Only" website. This site contains the Online Version of our award winning "Building Wealth Together" program along with everything else you will need to successfully operate your new business.

This IMMEDIATE online access will enable you to not only begin studying the training materials within seconds, but also allows you to START YOUR BUSINESS TODAY!

Once you place your order online, you will receive a printable receipt. Hit "Download Now" upon checkout, and you will be given a username and password so that you may begin reading the manual ONLINE while you wait for the printed version to arrive. DON'T DELAY!

 

The Note Investors Group, Charter Financial and You


There has never before been a business opportunity where you can simply refer an individual’s name to a company and receive a huge commission. As was mentioned earlier, we cannot find all of these deals on our own. We need your help. We have literally millions of dollars that are allocated specifically for purchasing mortgage notes, court settlements, annuities, lottery winnings, and business notes.

We are looking to establish a mutually beneficial long term working relationship with you. We have taken away all of the risk. We offer our money-back guarantee if you are not completely satisfied. We also refund the price of the training materials upon completion of your first transaction. How can you go wrong?



The time is now to change your life forever!


You probably requested this information because you are tired of your current position in life. Maybe you work a dead-end job with no opportunity for advancement or perhaps you work too many hours for too little pay. Whatever the reason, you know it is time for a change in your life.

If you are willing to follow our easy instructions and if you want to work from home and be your own boss while making great money, then you have found the perfect company to work with. We have a solid reputation in our industry and in our community. (We invite you to check our references– The Better Business Bureau and Chamber of Commerce.)

Our associates are making outstanding and mind-boggling commissions, and our industry is growing rapidly. Most people have still never heard of it and the time to join is now before it is too late.

Don’t delay your order. At the present time, we are only accepting a limited number of new associates. Don’t miss out on this limited-time offer.

Remember, if you order fast, you will receive, absolutely free, the additional BONUS information that will help make you thousands of extra dollars.

And we don't stop there...

 

Act NOW and take advantage of this Extra Special Bonus Offer

Available
HERE ONLY (nowhere else) For a VERY limited time at a GREATLY discounted price...


Because of our close and special relationship with master note marketer Joel Cassway, he is allowing us to offer (for a very limited time) his best-selling marketing program as an OPTIONAL BONUS that will help you to get the most out of this Business Opportunity:

“How To Turn 90% Of The People Who Won’t Sell You Their Note Into Big Time Cash Profits”- Set up a steady stream of business for yourself-- far into the future-- that will keep you brokering notes to Charter Financial for years to come! Joel Cassway is a national speaker and seasoned note investor. His course will teach you how to “Super Charge” your note business.

 Save $20 on this program when you order "Building Wealth Together" NOW... (Regular price $49.00) that's right-- our "FLAGSHIP" marketing program for only $29.00. AVAILABLE ONLY HERE AT THIS WEBSITE.-- Click HERE to learn more about the program.

(Just select the "optional bonus" upon checkout.)

THIS PROGRAM HAS NEVER BEEN OFFERED AT THIS PRICE BEFORE... AND NEVER WILL BE AGAIN. 

Joel's new marketing system shoots down your competition. The methods and strategies raise you to a high level... proving to noteholders that you're totally different from the common "Joe-blow" note broker. The marketing system is powerful. You can actually mail to a list that's been mailed several times by other note brokers and get money-making results. Remember, you must learn how to do one thing well-- how to find the notes that you will broker to Charter Financial.

Don't wait. Act NOW AND SAVE.

THIS OFFER WILL NOT BE REPEATED.
To take advantage of this UNPRECEDENTED special offer, Order "Building Wealth Together" NOW and select the "optional bonus" upon checkout.

 

ORDER NOW!

 

 




Business Affiliations


Better Business Bureau
5225 Katy Freeway, Suite 500
Houston, Texas 77007
 


Houston Chamber of Commerce
6900 S. Rice
Bellaire, Texas 77401
www.gswhcc.org
 


Broker Success Stories

Tom E. made $12,000 on a court settlement
Judy M. consistently makes $100,000 or more per year
Lewis S. made $1,500 on his first deal
Ed L. has made over $100,000 per year for three years
Marty G. made over $40,000 on 3 lottery deals
Laurie G. made over $20,000 in one month
James G.averages more than $7,500 per commercial
mortgage note.


The individuals listed above have made these commissions in the note business.
They are only a sampling of the hundreds of success stories that are associated with this business. Not everyone will achieve these same results.

 

 

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The Charter Financial Business Opportunity
What are the steps to making money with your system?
The Charter Financial Advantage
What do I receive with this Program?
Unconditional Money Back Guarantee
Testimonials
In the News
Company History 

Commonly Asked Questions

Order "Building Wealth Together" NOW

 

What are the steps to making money with your system? 

You wouldn’t believe how easy it is to make outstanding commissions from brokering notes either on a full time or part time basis. Brokers use our proven marketing methods of locating note holders and then refer these clients to us. Brokers determine their own commission on each and every deal. 

The following is our 10 Step Process of how a typical deal works:

A MESSAGE FROM LELAND VON SYRING

"I would like to personally thank you for taking the time to look over our exciting business opportunity here at The Note Investors Group website. I know you will find that we are a great company to work with and one that truly values the relationships we share with our associates.

We have designed an easy-to-follow system that teaches you how to set up a home based business that will allow you to make an excellent full or part-time income. Even if you have never worked for yourself before, you will find this business simple and easy to operate. 

When I founded Charter Financial in 1993, I too was looking to improve the quality of life for my family and myself. I know what it takes for a beginner to be successful in this business and I have set up our company with the beginning associate in mind. 

If you have been searching for the perfect home-based business, you can stop looking any further because you have found it. Once you begin working with us you will get to see how “the other half lives” by having more money and more extra time to spend doing the things you enjoy. 

I personally guarantee you will be glad you chose to become associated with our company, and I look forward to working with you in the near future."


Sincerely,
Leland Von Syring
President
Charter Financial

 

  1. The broker places an ad or uses other proven methods to locate note holders
     

  2. Note holder calls broker 

  3. Broker asks the note holder questions about the note (these questions are in the form of a “Quote Sheet” that comes with the course - There is a separate Quote Sheet for each type of note) 

  4. Broker then contacts Charter Financial with this information.

  5. Broker is then given a quote of what we are willing to pay for the note

  6. *Broker subtracts his/her desired commission from our quote and gives the client a quote 

  7. Client accepts or rejects offer - If accepts then (#8 - #10)

  8. Broker contacts Charter Financial with information about note holder 

  9. Charter Financial does all of the necessary gathering of documents and closes the deal 

  10. Broker is paid his/her commission - wired directly into your bank account or sent via Overnight Delivery in the form of a cashiers check. 

* For example, if we offered to pay $75,000 for a mortgage note and you wanted to make a commission of $5,000 on the deal, you would then quote the client a pay price of $70,000. Our contract with the client would be for $70,000 and we would pay you a commission of $5,000. The client would not know how much your commission is; we don’t disclose broker commissions. 

*In our industry, commissions are not determined by a percentage. They are determined by a dollar amount. The broker determines his/her own commission on each deal. 

 

 

The Charter Financial Advantage™ 

Never before has a purchaser of notes offered the type of program that we offer. The Charter Financial Advantage™ allows a broker to simply refer the note holder’s name, telephone number, and accepted price (quote that you offered to the client). We will work the complete deal for you by gathering documents, ordering appraisals and title policies, underwrite the transaction, etc. In other words, everything that is necessary to complete the deal, from beginning to end. You can sit back, relax, work on other deals, and wait for your check to come in. 

There is no additional charge for this service. This means you will have our experienced staff working with for you to close your deals. Your commission stays the same when you choose this service. This service allows you more time to find new clients instead of gathering paperwork and making follow up phone calls. 

We are in the business of buying notes and that is how we make our money. We are happy to assist our brokers in every way that we can in order to help them transact as much business as they possibly can. 

Charter Financial brokers are given the opportunity to stay involved in deals if they prefer. It is up to the broker to decide his/her own level of participation in each deal once they have secured the client. 

The Charter Financial Advantage™ also entitles you to free fax services. If you do not have a fax machine, we will send and receive Business faxes for you until you are able to purchase a fax machine of your own. Just have your client place your name on the cover page and send it to our toll free broker fax line. We will then know the fax is for you and will contact you when we receive it. 

The Charter Financial Advantage™ also entitles you to our Bonus Program. When you complete your first transaction with us, you will receive the price of this course ($195) back in addition to your commission on your first deal. If you make a commission of $3,000 on your first deal you would then receive $3,195 ($3,000 + $195 = $3,195). We make money doing deals - Not selling Information! This means that this course is actually FREE once you have done your first transaction. You will also receive a bonus of $250 on your second deal and a bonus of $500 on your third. This is extra money that you can spend for additional advertising or do whatever you want to with it.

 

 

What do I receive with this Program?

When you sign up with Charter Financial you will receive many useful tools and services that will help you build your own successful home based business.

This includes:


The "Building Wealth Together" Training Manual

Over 100 pages of written text that will teach you everything you need to know about
the note business. We start you off with our "Fast Start" program that will have you 
in business in a few hours. Then we teach you everything from setting up your business to
marketing for note holders to closing the deal. Nothing is left out! You will also receive
proven ads that will attract note sellers, numerous marketing techniques, quote sheets,
sample solicitation letters, and much much more. 


Online Training Manual

When you place your order online (right now), you will instantly receive online access to our "Broker Only" site that contains the online version of our Training Manual (and everything else you need). This means you can start your business immediately. We will still send you the manual through UPS or U.S. Post Office.


Telephone and Email Support

You will receive unlimited telephone and email support for the first 60 days. You can
call us during regular business hours and we will answer all of your questions and help you
get started or you may email us at anytime. Once you complete your first transaction with us, you receive "lifetime" free support.


The Charter Financial Advantage™

If you prefer, once your client has agreed to your offer, you may simply provide us with the
Client's name, telephone number, and accepted price. We will work the deal for you from
beginning to end. This service is free to our brokers and your commission stays the same.

 

Contract Buyers' Incentive Program ($945 Value)

We will place you on our "Incentive" Program when you sign up. This means that we will
refund you the price of this course once you complete your first transaction with us ($195),
give you a bonus of $250 on your second transaction and $500 on your third. All of these
bonuses are in addition to your regular commission on each deal. 

 




Act Now and Receive Free Bonus Materials 
(Limited Time Offer)



Seller Financed Business Notes* ($99 Value)

We will teach you how to locate the hottest cash flow in the industry: BUSINESS NOTES.
There are literally billions of dollars of Business Notes in circulation and we will teach you
how to cash in on them now!


*-"Business Notes White Paper" (PRICELESS! Available ONLY at this website)
We will send you our detailed "Action Report" that will ensure your success in this highly profitable "area of opportunity". We will describe this particular “niche” for you in detail (what it is, where are the opportunities, how to market, etc.) Armed with this valuable "working knowledge", you will then be able to work directly with Charter Financial who will provide you assistance every step of the way with your transactions. Emailed to you within 3 minutes of online purchase. AVAILABLE ONLY HERE AT THIS WEBSITE.



Advanced Training Materials ($79 Value)

We will teach you the secrets that experienced note brokers use to make tons of money!
This includes techniques for Courthouse Research, Simultaneous Closings, Purchasing
"Partials" and much more.


CD-ROM "Success Package" ($40 Value)

This very helpful tool gives you all the documents you will be using in your new business,
all on an easy to use CD-ROM. This includes quote sheets, solicitation letters, purchase
agreements, applications, and much more.



Save $250 off our regular price of $395 and also receive all of the bonuses mentioned above, by signing up now!


Charter Financial reserves the right to raise the price of the training manual at any time in the future.



DON'T DELAY - ORDER NOW


 

 

Unconditional Money Back Guarantee 

We hope that you find our materials to be educational, informative, and easy to read and understand. However, if for whatever reason you are not completely satisfied with the training materials, you may send them back for a full refund. 

Our policy is a “no questions asked” policy. You are free to return the materials for whatever reason. The refund policy is for 30 days. The 30 days start from the time you receive the materials until the day you postmark the training materials for return. 

We always honor this policy and always will. We appreciate it when our new brokers order the materials with the intent of working this business. If you have any questions about our program then please contact us now. 

Email us at charterfinancial@noteinvestors.com
PLEASE NOTE: Due to the high volume of spam, you must put CHARTER as the first word in the subject line, or the email may be ignored.

ALSO, Be sure to "White List" us to make sure you get your support Emails answered, or you may not receive our reply.

State that you have questions about the program and give us your telephone number along with the best time to reach you. A representative of the company will call you to answer all of your questions.

 

 

Testimonials

     I looked all around for a reputable company to work with.  I have to honestly say that Charter Financial does everything in a first class manner.  I would highly recommend their training materials to anyone who is serious about becoming a note broker.

                            Norman B. – Dallas, Texas


      I am so thrilled that I have discovered this wonderful business opportunity.  Brokering notes has allowed me the opportunity to stay at home and spend more time with my family.  I now work this business full time but never work more than 20 hours per week.  This is great!  Thanks, Charter Financial.

                            Karen T. – Atlanta, Georgia 


      I have to admit that at first I was skeptical about this business opportunity.  I have tried other things before and they always sounded better than they really turned out to be.  This is not the case with the “Building Wealth Together” program.  I followed all the easy steps and just completed my first deal.  I made more in one hour of work than I did at my full time job all of last month.

                            Darryl G. – Los Angeles, California 


      Charter Financial has literally helped change my life.  Before I found this great opportunity I was working the graveyard shift at a manufacturing plant.  I never had time for family or the fun things in life.  Now I am in charge of my life and everything is great.  I work this full-time and now make my own schedule and always have quality time for my family and friends.  This system really works!

                             Juan G. – San Antonio, Texas


      I would like to thank the entire Charter Financial staff for their gracious help on my first deal.  I would have never been able to do this without them.  I just put a down payment on a new car and am loving life again.  Thanks!

                             Rhonda H. – Omaha, Nebraska

 



 

In the News 

News


Money & Profits / Opportunity World - 2007

Home Business Journal – 2006

Money Making Opportunities – 2006

Home Business Connection – 2006



Recent Program Awards
 

Entrepreneur Magazine
Top 500 Businesses – 2004 and 2005

Home Business Magazine
Top 250 Businesses – 2005

Home Business Magazine
"One of the best Mobile Home-Based Businesses" – 2005
 


Money & Profits / Opportunity World Jan/Feb 2006
Cash in on the Cash Flow Industry:
The Billion Dollar industry you have never heard about


$10,000 per month. $5,000+ per deal. $20,000 or more on one deal. $100,000+ per year. Add to that working from home, being your own boss, and setting your own hours, and you have the perfect home-based business.


This growing opportunity is only available in the Cash Flow Industry. Here, you have billions of dollars worth of notes at your disposal and have exceptional earnings potential. You will need training to work in this industry, so before you embark on your new career you should take the time to learn about the business itself, the competition, industry trends, etc. You should also take the time to locate successful people in the industry so you can learn from them and pattern your future success after theirs.


We have done this last step for you. We did our research and pinpointed one of the most successful cash flow brokers in the history of the industry. He started his business in 1992 and has since turned his company into one of the largest buyers of privately held notes in the country as well as one of the nation’s premier training resources for new note brokers.

Leland von Syring, Founder and President of Charter Financial in Houston, was a successful restaurateur when he learned about the cash flow industry. Tired of working long hours and weekends, Leland searched for an opportunity that would allow him to have more quality time with his family. A friend suggested that he consider buying and selling privately held mortgages because it doesn’t require “a lot of hours” and “the commissions are excellent.”

Excited about this wonderful new opportunity, Leland thought he would give it a try and immediately researched the note business, located a couple of investors, and began marketing the business by placing a classified ad in his local newspaper. The results were amazing! He immediately located two note holders within the first two weeks and made commissions equaling $5,400 the first month (only working about two hours a week), while still running his restaurants.
Realizing that he had stumbled upon something with great potential, he quickly began placing more ads in different newspapers around his area, sought out new note buyers, and began the transition to sell his restaurants. Within 9 months from starting his note brokering business, Leland sold his restaurants and began working in the note business full time.


Driven by his entrepreneurial spirit, he wanted to expand his company and increase his earnings. He began advertising for notes in papers across the country and expanded his business to include the purchasing of structured court settlements, lottery winnings, and business notes. He also secured lines of credit to purchase the notes on his own. Business was doing so well that he had to hire a couple of assistants to help with the processing of his transactions.


Soon after he began his new business, he attended his first note convention and came away with a clear vision of where he wanted his company to be and how he wanted to get there. He wanted to grow
into the nation’s largest buyer of privately held notes. The only way he could accomplish this was to incorporate brokers into his company. At that time, the industry was just starting out and there
were only a few individuals teaching the business. These individuals charged thousands of dollars for seminars and home study courses and most people couldn’t afford to spend that kind of money to learn the business. Leland knew there was a better way.


Having worked the business for several years, Leland had acquired great knowledge about the industry and decided that he would write his own training manual and recruit his own brokers. He gave much thought to writing the manual, wanting to make it easy to read, understand, and implement while at the
same time including all of the information a starting broker would need in order to be successful. Based on his desire to help as many individuals as possible reach their goals and to help his company reach its
goals, he named the new program, “Building Wealth Together”.


Setting up a corporate structure that would create a win-win relationship for both the broker and Charter Financial was of the utmost importance to Leland. This structure would be set up so that the
broker would want to work with his company and would have every opportunity to succeed. The new structure included setting up a valuable broker support “hotline” staffed with experienced note brokers. He also staffed the company with experienced “Contract Buyers” who would work with the brokers by quoting their deals and helping process them.


Reluctantly, Leland also knew he would have to charge for the manual because of the costs involved in locating new brokers, setting up the support personnel, and printing the manuals. At the same time, he wanted the brokers to have a real incentive for joining his program. Therefore, he decided to refund the cost of the course to his new associates upon completion of their first transaction. This bonus was to be in addition to their commission. This way he could literally offer his program at no cost to new associates and at the same time, create a sense of loyalty from the new brokers. He took this a step further by adding incentives for his new brokers on their second and third transactions too, so they could use this bonus money to expand their businesses, if they chose to, just as he had done.

Offering superior support reached a new level when he developed the CHARTER FINANCIAL ADVANTAGE™. This excellent program allows a new broker the opportunity to have Charter Financial
complete a transaction for him, once his client has agreed to an offer. This means that a new broker can focus on locating note holders and sellers, while Charter processes the transactions for him, at no cost. This service is free to all Charter associates and is priceless!


With the manual complete and the support staff in place, Leland von Syring and Charter Financial began promoting the “Building Wealth Together” program in 1999. The program was an instant success, and since that time, Charter Financial has experienced phenomenal growth. Today, the organization that once started with one individual and a dream, now consist of offices in 5 states with over 30 employees consisting of broker support, contract buyers, marketing and office personnel.


Leland attributes this astounding growth to the relationships that Charter has built with their brokers. He states: “Nothing gives me more satisfaction than hearing the success stories of our associates; it is a
great feeling to help people change their lives.” One such story comes from, John Young in Mississippi who writes:


“I finally ordered your program after much thought and my biggest mistake was waiting so long to do so. After reviewing the materials I placed a $15 per week ad in a weekly publication here in Mississippi and from just that one ad, I have made over $5,100. I probably have not spent 3 hours total making this money. I was really impressed with the way Charter refunded my initial start up cost on my first deal, and paid me the bonuses for my second and third deals. I am currently getting ready to expand my advertising and close the other business that I run to devote my full time to this. I haven’t had time to even try the other marketing ideas outlined in Charter’s materials. This has to be the best home-based business offer there is. Again, thank you for the opportunity to become completely independent from the 8 to 5 rat race.”
(Testimonials on file in home office)


Leland goes on to state that he feels very proud when he receives complements from brokers on the excellent support they have received from his staff. “I have personally handpicked each member that
works on the support level. Charter has recruited some of the most successful brokers in the industry to come work as part of our successful support staff.” He states further, “When you call in for assistance, you are speaking to someone who has been successful in the industry and knows how to assist you.”


When asked what distinguishes his company from all the other companies in the note industry as well as other business opportunities, he stated, “We are a really unique company in that we recruit our own brokers so that we can train them ourselves and build good relationships with them. We only make money when our associates make money so we are very motivated to help them reach their goals, so that we can reach ours. This is the basic philosophy that has helped us grow the business.” He also goes on to say, “The average commission per transaction is around $2,300. This allows brokers the opportunity to start out on a part-time basis then decide for themselves if they want to do this full-time.”


If you are looking for a new business opportunity that you can operate from your home, and that offers excellent income potential, then you should consider Charter Financial’s “Building Wealth Together” program. As evidenced by the outstanding Better Business Record, you know it is a company that you
can trust. When you join, you will be working with the Industry leader!


Working from home, being your own boss, and setting your own hours - you have the perfect home based business. You may learn more about this wonderful opportunity by visiting http://NoteInvestors.com

 


Home Business Journal - October 2005
Hidden Cash Flow Riches
by Leland von Syring


Have you ever heard of someone buying and selling income streams for a living? If you are like most people, you probably haven’t. This profession, commonly referred to as the “Cash Flow Industry”, is starting to open eyes among individuals who are looking for the perfect home based business opportunity.

It all began years ago when it was common place for individuals to sell land and “carry the note” for the buyer. Savvy investors realized these “note holders’ would eventually sell their notes at a discount, meaning nice profits for the investors buying the notes. This was all done locally until other investors realized the potential in purchasing notes across the country. In the 1990’s the purchasing of privately held mortgage notes emerged as the number one “debt instrument” to broker.

Also, years ago the purchasing of invoices was common place in the garment industry. Manufactures ran into cash flow problems when they received large orders (called invoices) and had to fill them but didn’t get paid for 60 to 90 days after the goods were produced and shipped. Once again, investors discovered they could fill a niche market and need (supply “cash now” to the manufacturer) by purchasing these invoices at a discount. Now accounts receivable funding is a multi-billion dollar business.

Eventually investors could not find enough of these deals on their own and at the same time wanted to expand to purchase notes throughout the country. They quickly realized they could find an endless amount of notes and save huge amounts of money by having a network of brokers around the country doing the leg work and locating the note holders for them. Thus, the “Cash Flow” broker was born.

The Cash Flow broker, or broker as they are called, fills a need by placing a note seller with an investor. Although there are now over 60 types of income streams that are brokered, they all share the same common steps, due diligence, and processing to complete the “deal” as they are commonly referred to.

Here is an example of how a typical deal works. Let’s use a Lottery Winning as an example (this is only an example for illustration purposes):

The broker and the lottery winner converse on the telephone and the broker finds out the lottery winner is receiving payments of $50,000 per year for 10 more years paid by the State of Texas. The broker takes this information down and forwards it to a couple of investors, looking for the best offer. Within a few hours the investors make offers and the best one is $375,000. The broker can then subtract his/her commission from the $375,000 and make an offer to the client. In this case the broker chose a commission of $25,000 and offered the client $350,000 for the 10 payments ($375,000 minus $25,000 equals $350,000).

The client accepts the offer and the broker assist the investor in gathering documents and finalizing the purchase of the lottery winning. In this scenario the broker made $25,000 ($375,000 offered price minus the $350,000 price to the client equals $25,000 for the broker).

Cash flow brokers always create a win-win-win situation for everyone involved. They assist the note seller by helping them obtain the lump sum of money they are seeking, they help the investor because the investor will purchase the note at a discount and make a good profit from the transaction, and the note broker is happy because he/she will receive a great commission on each transaction.

One of the great things about the cash flow industry is that you can work this business from the comfort of your home. There are never any territories and all you need is a telephone and a fax machine is preferred.

Training and support are essential to a beginning broker’s success. Some investors will work with brokers and teach them how to locate note holders and assist them with completing their transactions while others expect the broker to be trained and competent. Because of this need to learn, there are now several companies who will assist brokers with training and set them up for success in the note industry. There are also several good “how to” manuals on the market that will teach you how to locate note holders and broker the deals. Charter Financial offers an excellent program and is nationally known for helping beginning brokers.

Either way, you will be able to make some excellent part time money or if you desire, great full time money buying and selling notes.


For more info visit http://NoteInvestors.com

 



Money Making Opportunities Magazine - September 2005
$10,000 Per Month


There are millions of people who receive payments from mortgages, insurance claims, lottery winnings who would much prefer to receive a large cash settlement right now. Charter Financial will provide the cash and teach you how to locate these individuals. Then, you make an excellent commission on each transaction. No license or previous experience necessary. You do not need a computer, you can work full or part time right from your home. Here’s an opportunity to make up to $10,000 or more per month. Low start-up cost gets you going in a hurry. In fact, your low start up fee is fully refundable as soon as you complete your first transaction. And, then you can earn a bonus of $250 on your second transaction and $500 on your third. This is an award winning program and to get more information, visit http://NoteInvestors.com

 



Home Business Connection Magazine
December 2005 Issue
Building Wealth Together


Rely on the knowledge and support of Charter Financial to create a steady income

If the idea of “building wealth together” with a stable knowledgeable company on a part-time or full time basis appeals to you, consider the opportunity presented by Charter Financial.

Founded in 1992 by Leland von Syring, Charter Financial is a company that purchases privately held mortgage notes, court settlements, lottery winnings and business notes. The business provides lump sums of cash to individuals who receive payments from these income streams for the right to receive their future payments. Charter Financial is a member of the Houston Better Business Bureau and the Houston Chamber of Commerce.

The company’s original vision was to exclusively purchase mortgage notes from individuals who wanted to cash out their note. During the past decade, however, the company has gradually expanded to other streams of income. It has also expanded to include a unique business opportunity and began focusing on using brokers to locate notes, rather than relying on advertising alone. From this idea, the “Building Wealth Together” program was born.

“Building Wealth Together” has been extremely successful for the company, which now has more than 300 brokers working in every state nationwide. While
the company benefits by no longer having any cost associated with locating notes, brokers benefit as well by making a good commission